Terms of Service
Last Updated: 11 February 2026
Agreement to Terms
By accessing and using puntoexplicativo.com (the "Website"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Website.
Description of Service
Punto Explicativo provides educational resources about collective microfinancing, solidarity lending structures, and community-based credit systems for Argentina's social economy sector. The Website offers informational content for educational purposes only.
Educational Purpose
The information provided on this Website is for educational and informational purposes only. It does not constitute financial advice, legal counsel, or recommendations for specific financial transactions. Users should consult qualified professionals for advice tailored to their specific circumstances.
Intellectual Property Rights
The content on this Website, including text, graphics, logos, and images, is the property of Punto Explicativo and is protected by Argentine and international copyright laws. You may view and print content for personal, non-commercial use only.
Prohibited Uses
You agree not to use the Website:
- In any way that violates applicable laws or regulations
- To transmit harmful or malicious code
- To collect or harvest information about other users
- To interfere with the proper functioning of the Website
- To reproduce, distribute, or commercially exploit content without permission
User Submissions
When you submit information through our contact form or other means, you grant us permission to use that information to respond to your inquiry and improve our services. We will handle your information in accordance with our Privacy Policy.
External Links
The Website may contain links to external websites. We are not responsible for the content, accuracy, or practices of third-party sites. Accessing external links is at your own risk.
Disclaimer of Warranties
The Website and its content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:
- The Website will be uninterrupted or error-free
- Defects will be corrected
- The Website is free from viruses or harmful components
- Information provided is complete, accurate, or current
Limitation of Liability
To the fullest extent permitted by law, Punto Explicativo shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website or reliance on its content.
Indemnification
You agree to indemnify and hold harmless Punto Explicativo from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.
Modifications to Service
We reserve the right to modify, suspend, or discontinue any aspect of the Website at any time without notice. We may also update these Terms periodically. Continued use of the Website after changes constitutes acceptance of modified Terms.
Governing Law
These Terms are governed by the laws of Argentina. Any disputes arising from these Terms or use of the Website shall be subject to the exclusive jurisdiction of the courts of Bahía Blanca, Provincia de Buenos Aires, Argentina.
Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.
Contact Information
For questions about these Terms of Service, please contact us:
Punto Explicativo
12 de Octubre 1002
B8000CTV Bahía Blanca
Provincia de Buenos Aires, Argentina
Email: [email protected]
Phone: +54 291 517 8974